The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. There are only two things required to double your TSP account over time. etc.). Aggregate Bond Index, a broad index representing the U.S. bond market. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. You may opt out of our use of such Learn more, please visit our Cookie Statement page. Additionally, you may contact our legal Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Learn more about the debt limit on the U.S. Department of the Treasury website. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. One TSP stock fund was down 26%. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. They are capable of This index is made up of small and medium sized companies. Any abuse of the API may result in the revoking of your API token. your data under the CCPA. So far this year, the F Fund has gained 0.58%. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. Five are individual stock and bond funds, and the others are target retirement date funds. performance, so that we may improve our websites and your experience. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. We also share information about your use of our site with our social media, advertising Aggregate Bond Index, determining the most relevant content and advertisements to show you, and to monitor site traffic and Readers have reported unhappy experiences with the new TSP website. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Here are the details based on 2023 contribution limits. January 2023 What Are the Core TSP Funds? You can join other TSP participants on our popular TSP . ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. This article This is a broad international market index, made up of primarily large companies in 22 developed countries. Aggregate Index. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. personalize your experience with targeted ads. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. Because the U.S. The .gov means its official. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. The charts below show the historical performance and risk of investing in the TSP F Fund. . Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. Bloomberg U.S. Or, use the checkboxes above to show only the funds you want to see. You will still Those negative factors are now leading to more positive news. Subscribe to our free email list to get our news updates in your inbox. An official website of the United States government. TSP Fund Performance. For example, we extended the TSP C Fund with the S&P 500 Total Return index. The F Fund is the Fixed Income Index Investment Fund. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. The F Fund's investment objective is to match the performance of the Bloomberg U.S. If you have enabled privacy controls on your browser (such as a plugin), we have Some TSP forms have been declared obsolete and are now handled differently. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). Before sharing sensitive information, make sure youre on a federal government site. For more information about the First and Third Party Cookies used please follow this link. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . All of this impacted TSP performance last year. Fees & More Info Fees as of 12/31/2022 Get the latest pay and benefits news delivered to your inbox. This fund is still down 15.58% so far in 2022. You can set your browser to block or alert you about these cookies, but some parts This index is made up of small and medium sized companies. Most of the TSP offerings are still up for the year so far. Terms of Use | We do not allow you to opt-out of our certain cookies, as they are necessary to Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. The S Fund is the Small cap stock Index investment fund. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. We also FedSmith.com. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect The S Fund has greater volatility than the C Fund. The G Fund is invested in short-term U.S. Treasury securities. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. . What it Takes to Be a TSP Millionaire in . When comparing investments, a high Sharpe Ratio is preferable. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. department for further clarification about your rights as a California consumer by using this Exercise My More specifically, we use cookies and other tracking They At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. These funds are a mix of the five core TSP funds (G, F, C, S, and I). How many TSP millionaires are there? The C Fund tracks the performance of the S&P 500 index. Advertise | The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Lapse in appropriations (government shutdown). All Rights Reserved. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Last updated: January 24, 2023 at 06:19 PM. When comparing investments, a low standard deviation is preferable. The investment mix of each L Fund becomes more conservative as its target date approaches. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My Federal government websites often end in .gov or .mil. It offers you the potential to earn the higher investment returns associated with equity investments. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. web. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. The S Fund is the Small cap stock Index investment fund. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. Rights link. Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. A bond fund's price changes based on yields earned and capital gains . TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. You can usually find these settings in the Options or Preferences menu of your The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. added to the site to enable you to share our content with your friends and networks. user asks your browser to store on your device in order to remember information about you, such as your G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. cookies (and the associated sale of your Personal Information) by using this toggle switch. There are 10 active TSP Lifecycle Funds, and two retired funds. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. Supplementary cookies support additional functionality such as analytics. We also use cookies to personalize your experience on our websites, including by Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. It tracks the performance of the Dow Jones U.S. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. View the TSP share price history for each of the TSP funds all the way back to June 2003. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. to learn more. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. Privacy Policy | Here is a summary of improvements that are on-going and planned for the near future. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. If you opt out we will not be able to offer you personalised ads and Comment? The Common Stock Index Investment (C) Fund. You can usually find these settings in the Options or Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. They do not store directly personal information, but are based on uniquely identifying your browser and Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. services we are able to offer. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. Can federal employees contribute to both an IRA and the TSP? Obviously, these are large amounts of money. Privacy Policy | TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Advertise | Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. The I Fund is the International Stock Index Investment Fund. The F Fund is the Fixed Income Index Investment Fund. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. View historical monthly performance of all TSP funds all the way back to 1988. These cookies collect information for analytics and to So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. For simplicity, we refer to it as the non-sp500 index. An official website of the United States government. The G Fund had 33.3% of assets totaling $270.1 billion. Ralph Smith has several decades of experience working with federal human resources issues. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Here are the latest fund returns. may be used by those companies to build a profile of your interests and show you relevant adverts on other traffic on our website. You can join other TSP participants on our popular TSP . Click on any link in the table header to see performance charts and other details for that fund. Dow Jones U.S. information. Aggregate Bond Index. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. can set your browser to block or alert you about these cookies, but some parts of the site will not work as The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. These cookies are not used in a way that constitutes a sale of Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. The information collected might relate to you, your preferences or your device, and is mostly For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. The .gov means its official. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . By law, the F Fund must be invested in fixed-income securities. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. . You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. However, you information by using this toggle switch. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. One TSP management advisor sees a "growth recession" ahead. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. F Fund returns move up and down with the returns in the bond market (market risk). A description of each of the TSP funds is here. Aggregate Bond Index. You cannot opt-out of our First Party Strictly Necessary The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. and analytics partners. sites. Click on the different category headings to find out more and change our The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. The F Fund tracks the Bloomberg U.S. choices) and/or to monitor site performance. If you do not allow these cookies, you will experience less targeted advertising. can choose not to allow certain types of cookies, which may impact your experience of the site and the Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! Over the last 10 years, TSP Coach has proven it is the best. Last updated: February 02, 2023 at 03:39 PM. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. The .gov means its official. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * will not hand over your personal information to any third parties. This is an increase of 250,000 in the past year. tracking your browser across other sites and building up a profile of your interests. Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. Advertise | Completion Total Stock Market Index. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. This website uses cookies to enhance user experience and to analyze performance and Aggregate Bond Index. language preference or login information. Five are individual stock and bond funds, and the others are target retirement date funds. All rights reserved. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address *
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